Workers’ Compensation is Our Specialty 

If your workers’ compensation insurance feels like one big expense you wish you didn’t have, there is a better way. Let Florida Insurance Consultants of Monticello Inc. turn your workers’ comp policy into one of your company’s most valuable resources—and save you money at the same time!

Service Comes First At Florida Insurance Consultants, we’re a family owned and operated business who recognizes the value of relationships. So, we partner with you to help you create the optimal environment for managing your workers’ comp-related issues.

Policy Pitfalls Spend a few minutes with us to review your policy for inaccuracies that could cost you big money. We review your policy for:

• Employee classifications.
• Mod verification.
• Officer exemptions or inclusions.

Premiums Are Paramount Don’t waste money by paying too much for coverage you don’t need. Let us show you how to:

• Lawfully pay the least amount possible for workers’ comp.
• Take advantage of special premium credits of up to seven percent.
• File for FCCPAP discounts (if applicable).
• Avoid premium surprises with subcontractors.
• Evaluate estimated payroll versus actual payroll.

Claims 101 Proper claim handling from the employer’s side can play a valuable part in the total claim process and even the outcome. We show you how to:

• Properly handle
• Establish a manageable return-to-work program to help promote the importance of getting back on the job and the proper steps for doing so.